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WHAT IS YOUR DEBT TO INCOME RATIO…WHY SHOULD YOU CARE?

Any time you have more income and less debt, you’re in good shape in life. That said, there is an ideal ratio between your debt and income in order to qualify for a good mortgage. When your debt to income ratio is on the high side, you run the risk of not getting a good loan (or not getting a loan at all) if your income were to take a hit during right before or during the loan funding process.

YOUR HOME IS UNDER CONTRACT, WHAT’S NEXT?

Great news, you’ve put a home under contract and you’re excited to move in one day soon. There’s a lot that has to happen before you can take occupancy: home inspection, appraisal, financing paperwork, contingencies and other dates to be met. Here’s what you can expect to happen over the coming weeks.

WHAT’S THE RIGHT AMOUNT OF MONEY TO SPEND IN UPGRADING YOUR HOME?

You’re wanting to freshen up your house a little bit and you’ve already determined what you think you should do to make it amazing for you to really enjoy it. Before you jump into your renovation project, make sure you set a budget so you can spend the right amount of money upgrading your home. Without a plan and a budget, you can spend tons of money on all kinds of neat options

BREAKING: EXPANSION MAY BE THE BEST WAY TO DESTROY YOUR NET WORTH

To expand or not to expand, that is the question. Many agents have dreams of building a big, powerful business that not only takes care of their employees and agents but also of themselves and their families. In the last several years, some of the “big box” companies out there have been facilitating expansion strategies to help agents do just that. While expansion has helped some who’ve taken advantage of the strategy grow their influence

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